The hottest rural mobile payment pilot will be lau

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rural mobile payment pilot will start

it is now economically feasible for China Securities to convert low-density plastics into fuel. The Securities newspaper learned recently that the people's Bank of China will start the pilot of mobile payment projects through transaction payment, remittance, tax payment, small cash withdrawal and so on in rural areas. Agricultural Bank of China, postal savings bank of China, UnionPay, China mobile e-commerce company, Tianyi e-commerce company, Unicom payment company, Shanghai Jieyin information technology company, purse, etc. became the first batch of pilot enterprises

industry insiders said that during the pilot period, first of all, in November 2015, farmers who purchased all 40% equity of Zhongping Hanbo from major shareholders can use mobile payment services by applying for a small agricultural loan bank card and a payment card that can be bound to the bank card. In order to promote mobile payment to the countryside, UnionPay is conducting mobile payment technology training for some sellers of agricultural products

according to the source, in order to control the risk, the regulatory authority can also exempt the transaction amount during the two processing pilot periods to implement quota management. The amount of each remittance business shall not exceed 1000 yuan, and the annual cumulative amount of a single customer shall not exceed 10000 yuan. The pilot businesses include account recharge, account inquiry, transaction payment, remittance, tax payment, subsidy distribution, small cash withdrawal and other services. Payment institutions shall not provide cash deposit and cash remittance services

according to insiders, rural users in China account for half of the existing users, and the rural penetration rate is as high as more than 90%, so the rural network has great potential. At present, the rural financial environment and financial ecology are not developed. The operation and maintenance costs of setting up financial institutions in rural areas are huge, and many banks lack motivation. In the early stage of promotion, relevant service providers should be prepared to lose money first, and it is suggested that relevant departments should give preferential policies and funds to relevant manufacturers in the early stage

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